Vince Lombardo is Vice President of the Payments Solutions Department, where he oversees business development efforts. He has over 30 years of experience in the financial industry, including positions in branch management and operations at two financial institutions in Southern California. In 1993, he helped develop a merchant acquiring program at Westside Bank of California, and later supported the implementation of First Charter Bank’s merchant acquiring program. In 1997, he joined Electronic Clearing House, Inc., and managed their Data Management, Underwriting and Sales divisions. He assisted Electronic Clearing House in improving quality control while the company expanded their merchant acquiring/ACH processing business to over $3.5 billion annually. In 2007, Commercial Bank of California enlisted Vince to start their merchant acquiring program to complement the existing ACH processing program.