Virtual Banking

Bring the power of a Commercial Bank of California Regional Office to your home or office.  We know your time is valuable, and you're always looking for better balance. With Commercial Bank of California’s Virtual Banking solutions, you can manage your accounts whenever you choose - anytime, anywhere. We make it easier for you to complete financial tasks so you can focus on more important things.

Business eBanking

Business eBanking is our state-of-the-art online banking solution for businesses, and offers access to a full range of online banking features and services, including:

  • Real time deposit and loan account information
  • Alerts and notifications
  • Bank statements, including images of checks and deposited items
  • Real time internal funds transfers
  • Loan payments and paydowns 
  • Wire transfers, both domestic and international
  • State and Federal Tax Payments
  • ACH Origination 
  • Stop payment requests for a single check or a range of checks
  • Data export to popular accounting systems including Quickbooks and Quicken 
  • Access to your remote deposits 

Best of all, Business eBanking allows your business to take control of your online banking.  The new Full Administration access allows you to set up new users, reset passwords, assign access rights to individual employees or accounts, and assign transaction limits to users without having to call the Bank or sign additional forms.  At the same time, our team of electronic banking specialists is there to provide the professional, personalized support you can always expect from Commercial Bank of California.

Personal eBanking

Personal eBanking offers the power of Business eBanking tailored to the needs of individuals.  The sleek, full-function dashboard is customizable, and offers access to a full range of online banking features and services, including:

  • Secure access of real time deposit and loan account information
  • Customized alerts 
  • Bank statements, including images of checks and deposited items
  • Real time internal funds transfers
  • Loan payments and paydowns 
  • Stop payment requests for a single check or a range of checks
  • Data export to popular accounting systems including Quicken, CSV, and PDF 

Personal eBanking lets you take control of your online banking, allowing you reset forgotten passwords and perform other tasks without having to call the Bank or sign additional forms.  And as with all of our eBanking products, our team of electronic banking specialists is there to provide professional, personalized support.

Mobile Banking

Because you're on the run, you need to create your own banker's hours.  We help you find the right balance between your life and your finances with intuitive mobile banking options to get more done in less time no matter where you are.  With Commercial Bank of California’s Mobile Banking Solutions, you can have the power of Business or Personal eBanking on your smartphone or other mobile device.  Our free Mobile Banking app lets you manage your accounts whenever it's convenient. Take control of your finances and do everything on your schedule.

Mobile Check Deposit

Mobile Check Deposit provides even more balance to your life by making tasks a lot simpler and more convenient. If you have questions about how to get the most out of this service, check here for the answers.

Remote Deposit

Remote Deposit lets business clients deposit checks quickly and easily without ever having to leave the office.  With Remote Deposit, we set you up with a compact, state-of-the-art desktop scanner that scans your checks and creates electronic images for deposit.  You then send those images to us over a secure internet connection.  That’s it!  We do the rest.  No more courier costs or deadlines, and no more time wasted running to the Bank.  Best of all, your money goes to work for you faster:  deposits made by the cutoff time are credited on the same business day.

Online Bill Pay

Stay organized, avoid postage, and never miss a due date with online bill pay. Pay your bills online at any time, day or night, to anyone in the U.S. and its territories. This convenient online banking service lets you quickly and efficiently pay bills, transfer money, set up payees and more right from your computer. Online bill pay simplifies everything. 

  • Initiate payments when you want and where you want from any location with Internet access
  • Set up one-time and recurring fund transfers for scheduled bills
  • View payment history and pending transactions
  • Modify pending payments including payees
  • Assign levels of authority to create and approve payments
  • Include invoice and credit memo data with your payments
  • Sign up for online versions of your bills (electronic bill presentment)
  • Easily place stops on any payments you would like to cancel

Online Bill Pay works with our Personal and Business eBanking products, so you enjoy full access to the extensive, real-time reporting of your Bill Pay transactions that these systems provide.

Lockbox

Lockbox Processing Services streamlines your receivables processing to reduce cost, improve cash flow and enhance productivity for your business. Mailed payments are routed to a unique post office box and then collected, image processed and deposited to your company checking account to accelerate the processing of paper-based remittance items. Lockbox also offers a comprehensive portal which will give you access to view data, transactions and images from any computer.

Check Positive Pay

Positive Pay helps protect your account against fraudulent check activity. Once you provide your check register information (check number, amount, date, account number), the Positive Pay system monitors checks as they are presented for payment. If the clearing check matches the information you provided, we will pay the check. If something does not match, we’ll give you the opportunity to view the check through our Business eBanking portal so you can decide to pay or have us return the item.

Payroll Solutions

Commercial Bank of California offers integrated payroll services that save time and money by making your payroll processing more efficient.

Better For You

Our electronic payment services lower payment-processing costs and enhance your cash management capabilities.  We also help reduce paperwork and the administrative burden on your staff. 

Better For Your Team

For your employees, payroll services provide convenience and security, such as secure direct deposit. For those without a banking relationship, we offer payroll cards to minimize check-cashing fees for your employees.

Everything You Need;

  • ACH Direct Deposit
    Your payroll is deposited directly into each employee’s checking or savings account. The disbursements are made electronically and give your employees peace-of-mind knowing their funds will be received on time, every time.
  • Payroll Cards
    Payroll cards are an effective option to reduce payroll processing costs or to help employees without a traditional bank account. Payroll cards can be used at ATMs to access cash or act as a debit card with merchants. Cards lower costs and check-related fees for your employees, and are a safer alternative than paper-based checks.
  • Making Tax Payments
    We streamline the process of paying business taxes via the Automated Clearing House (ACH) Tax Payment Services (TPS).  Federal, state and local tax payments can be sent electronically. That saves time in writing checks, reduces fraud and gives you greater control of your cash.

At Commercial Bank of California we strive to help you have the most convenient and accessible banking experience possible. It's why our Virtual Banking Solutions come standard with a variety of our savings accounts, checking accounts, CDs and loans. See our many options integrated with our online banking platform and choose the one that works best for your financial needs today!

 

Ready to Start?

banker

Client Service Specialist

714-431-7000

Success

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by our client's success.