Credit Card and ACH processing

Whether you’re a Fortune 500 company or a small-scale independent merchant, we’ve got the business payment processing solutions to power your business to the next level.  Our competitive pricing and willingness to go the extra mile make Commercial Bank of California a leader in credit card and ACH payments.

Automated Clearing House (ACH)

Commercial Bank of California offers you all the benefits of our ACH Direct Deposit and Direct Payment solutions – an efficient and secure alternative to paper check processing.   We provide ACH services to almost 10,000 merchants, processing over $5 billion annually!  Our ACH solutions can save you time and money.

Regardless of your company’s size or industry, you need the right tools to operate your business efficiently. With our Automated Clearing House (ACH) solutions you can originate transactions and process your company’s debits and credits electronically. Our user-friendly interface is designed to set up and control ACH transfers quickly and easily.

Our comprehensive ACH solutions allow you to initiate transactions that include:

  • Accounts Receivable collections for recurring payments, such as lease or loan payments, mortgage or insurance payments, membership dues and subscriptions, utility payments, etc.
  • Payment disbursements for payroll, expense reimbursement, vendor payments, etc.
  • Cash concentration

Commercial Bank of California’s ACH solutions are for companies of all sizes and industries. Some of the industries we serve include:

  • Property Management Companies
  • Utility Companies
  • Homeowners’ Associations
  • Payment Processors
  • Insurance Companies
  • And many more

Commercial Bank of California’s ACH solutions help you run your business more efficiently:

  • Time-saving, cost-effective and secure electronic transactions and processing
  • Improved cash control and management
  • Efficient staff utilization
  • Reduced check fees
  • Lower transaction fees

Bankcard Merchant Services

For fast, friendly, local business card processing, look to Commercial Bank of California.

Commercial Bank of California merchant services offers one-stop credit card acceptance for businesses across the United States. We are a member bank of both VISA and MasterCard and utilize two of the largest and most reliable payment networks in the world.

More Ways to Get Paid

Our solution covers all payment channels so your customers can make a purchase in-store, over the phone or online with the best technology while you qualify for the best rates.

Payment Methods

Whether you want to accept Visa, MasterCard, American Express, Discover, Debit, ACH, EBT, gift cards, even NFC (Apple Pay), we have you covered.

Our Merchant Card Services provide your business with the benefits you are looking for:

  • Easy set-up and use
  • Reliability
  • Time saving convenience
  • Quick access to funds
  • Personal and 24/7 customer service support
  • Security encryption to protect every transaction
  • And we make it easy to change from your current provider

Our unique position enables CBC to provide credit card clearing on a wide variety of processing platforms for businesses both large and small, yet provides our clients with the personal service and adaptability that you can only receive from a local business bank.

Commercial Bank of California is ready to assist you to identify the best solution for your payment processing needs. Our numbers back us up – we provide Merchant Card Services to over 5,000 merchants, processing over $3 billion annually!