Whether a property is residential, retail, commercial, or industrial, a successful income property is dependent on effective property management to keep the property fully occupied, properly maintained, and its income stream flowing smoothly to the property’s owners and investors. At Commercial Bank of California, we have the products and services to assist you in meeting these goals.
Our team provides industry-specific expertise to managers of all categories of income properties. Our goal is to help companies like yours achieve success. We specialize in providing financing, and creative deposit and cash management tools to help your funds work as hard as you do. Commercial Bank of California has the solutions to power your success.
Business Lines of Credit
Access the funds you need, when you need them. You have the flexibility to borrow as much or as little as you need to carry receivables or meet your specific working capital requirements.
Business Equipment Financing and Term Loans
Business Equipment Financing can provide funding for the tools and equipment you need to keep your business growing. For longer term borrowing needs, a Business Term Loan can facilitate capital expenditures and other expansion opportunities.
Real Estate Credit Solutions
We provide custom real estate lending solutions not only to meet your financing needs, but those of your clients as well. Whether a transaction involves acquiring, building, renovating, or refinancing a property, we have the financing tools needed to ensure a smooth, timely transaction. Also, we offer a full selection of government guaranteed loan products, including SBA 7A and 504 loans.
DEPOSIT AND CASH MANAGEMENT SOLUTIONS
Complete Deposit Services
Commercial Bank of California offers a broad selection of deposit accounts tailored to meet your specific needs, and we understand the special needs of property managers for fast and accurate account opening when adding new clients and properties under management. Use a checking account for fast and convenient payments, or a money market account to profitably invest excess short-term liquidity. For funds available for longer periods, our certificates of deposit offer highly-competitive interest rates with a term that meets your liquidity and accessibility needs. And our CDARS deposit system offers attractive interest rates combined with the safety 100% FDIC insurance coverage on all funds deposited.
Remote Deposit Service
Remote deposit lets you deposit checks without leaving your place of business. Checks are processed through a compact desktop scanner, and submitted electronically for fast, convenient deposits any time of the day or night.
Business eBanking Online Banking Service
Our Business eBanking lets you monitor and manage your accounts from your office, home, or anywhere there is an internet connection, and our Business Mobile Banking brings the power of Business eBanking to your IOS or Android smartphone. Check balances, transfer funds between accounts, pay bills, and even send wire transfers. Our Business eBanking system also lets you originate ACH transactions, both to debit tenants for rental payments, and to remit distributions to property owners, timely and accurately.
Bankcard Merchant Services
If your business accepts credit or debit card payments or wants to, our Bankcard Merchant Services can provide your business with highly competitive fee structure and reliable technology, while letting you offer your customers the convenience of paying by card.
If you are ready to take your property management business to the next level of success, contact your CBC account officer or your nearest Commercial Bank of California regional office to better understand the power our solutions provide.