Each year, Southern California’s unique natural and man-made attractions draw millions of visitors from around the world, making travel and tourism an important source of income and employment. Add to this the business-related travel associated with one of the nation’s largest regional economies, and it is no wonder that Southern California is home to a vibrant hospitality industry.
At Commercial Bank of California, we understand the unique needs of the hospitality industry. Our personalized service and experience are your keys to success. Whether your needs involve property acquisition, refinancing, rebranding to a new franchise, or Property Improvement Programs, the Hospitality Lending team at Commercial Bank of California has a unique set of skills, products, and industry knowledge to help you fund your business growth. We bring banking expertise, sophisticated technology, and innovation to every challenge to ensure you receive the latest in creative yet pragmatic solutions.
We provide lending services and term loan solutions to the hospitality industry, nationwide. We know you need to be flexible when opportunities arise, so we can provide loan terms up to 25 years, through the U.S. Small Business Administration 7a and 504 programs, as well as conventional term loans and lines of credit.
Whether you’re a seasoned real estate developer or a business owner looking to construct a new facility, Commercial Bank of California has solutions. Our experienced construction lending team can assist you with financing your project and will be a part of your team from your land acquisition and initial concept planning, all the way through to the completion of construction. Also, find out about our Government Guaranteed Loan products.
Construction Loans are available for a vast many owner-occupied and investor projects, including:
- Commercial/Industrial and Warehouse Facilities
- Office and Medical buildings
- Retail properties
- Single-tenant properties
- Apartment Buildings
- Single family tract homes and condominiums
Commercial Real Estate Loans
Our lending products are tailored for your needs, from short-term bridge loan financing to “mini-perms” and long-term permanent financing. We work with you to structure loans that competitively meet your real estate lending needs.
Business Lines of Credit
Access the funds you need, when you need them. You have the flexibility to borrow as much or as little as you need to carry receivables or meet your specific working capital requirements.
Business Equipment Financing and Term Loans
Business Equipment Financing can provide funding for the tools and equipment you need to keep your business growing. For longer term borrowing needs, a Business Term Loan can facilitate capital expenditures and other expansion opportunities.
DEPOSIT AND CASH MANAGEMENT SOLUTIONS
Complete Deposit Services
Commercial Bank of California offers a broad selection of deposit accounts tailored to meet your specific needs. Use a checking account for fast and convenient payments, or a money market account to profitably invest excess short-term liquidity. For funds available for longer periods, our certificates of deposit offer highly-competitive interest rates with a term that meets your liquidity and accessibility needs. Our CDARS deposit system offers attractive interest rates combined with the safety 100% FDIC insurance coverage on all funds deposited.
Remote Deposit Service
Remote deposit lets you deposit checks without leaving your place of business. Checks are processed through a compact desktop scanner and submitted electronically for fast, convenient deposits any time of the day or night.
Business eBanking Online Banking Service
Our Business eBanking lets you monitor and manage your accounts from your office, home, or anywhere there is an internet connection. Check balances, transfer funds between accounts, pay bills, send wire transfers, originate ACH transactions and even send invoices. Our Business Mobile Banking brings the power of Business eBanking to your IOS or Android smartphone.
Bankcard Merchant Services
Our Bankcard Merchant Services can provide you with a highly competitive fee structure and reliable technology for guests who prefer to pay by debit or credit card.
If you are ready to take your business to the next level of success, contact your CBC account officer or your nearest Commercial Bank of California regional office to better understand the power our solutions provide.