As life expectancies increase, healthcare providers need innovative and cost-effective ways to keep pace with changing demographics while delivering their vital services to the growing Southern California population. At Commercial Bank of California, we have the products and services to assist you in meeting these goals.
Our team provides industry-specific expertise for medical practices, residential healthcare facilities, and related service companies. Our goal is to help companies like yours achieve success. We specialize in providing financing, creative deposit, and cash management tools to help your funds work as hard as you do. Commercial Bank of California has the solutions to power your success.
Business Lines of Credit
Access the funds you need, when you need them. A Business Line of Credit is the perfect solution for short-term borrowing needs for which repayment is expected to occur in the near future. You have the flexibility to borrow as much or as little as you need to meet your specific working capital requirements.
Business Equipment Financing and Term Loans
Business Equipment Financing can provide funding for the tools and equipment you need to keep your business growing. For longer term borrowing needs, a Business Term Loan can facilitate capital expenditures and other expansion opportunities.
Real Estate Credit Solutions
We provide custom real estate lending solutions to meet your financing needs. Whether you plan to acquire, build, renovate, or refinance your facility, we have the financing tools you need. Also, we offer a full selection of government guaranteed loan products, including SBA 7A and 504 loans.
Deposit and Cash Management Solutions
Complete Deposit Services
Commercial Bank of California offers a broad selection of deposit accounts tailored to meet your specific needs. Use a checking account for fast and convenient payments, or a money market account to profitably invest excess short-term liquidity. For funds available for longer periods, our certificates of deposit offer highly-competitive interest rates with a term that meets your liquidity and accessibility needs. And our CDARS deposit system offers attractive interest rates combined with the safety 100% FDIC insurance coverage on all funds deposited.
Remote Deposit Services
Remote deposit lets you deposit checks without leaving your place of business. Checks are processed through a compact desktop scanner and submitted electronically for fast, convenient deposits any time of the day or night.
Business eBanking Online Banking Service
Our Business eBanking lets you monitor and manage your accounts from your office, home, or anywhere there is an internet connection. Check balances, transfer funds between accounts, pay bills, even send wire transfers and originate ACH transactions. And our Business Mobile Banking brings the power of Business eBanking to your IOS or Android smartphone.
Bankcard Merchant Services
If your business accepts credit or debit card payments or wants to, our Bankcard Merchant Services can provide your business with highly competitive fee structure and reliable technology, while letting you offer your customers the convenience of paying by card.
If you are ready to take your healthcare business to the next level of success, contact your CBC account officer or your nearest Commercial Bank of California regional office to better understand the power our solutions provide.